Episode 229

6/5/25

Topic: What's Trending in Commercial Insurance?

Guest: Todd Burke, COO, PestSure

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In this episode we discuss:

• Our sponsors Coalmarch by Workwave, PestSure & Voice for Pest

• PMP Industry Insiders Peer Groups

• Background on PestSure and how it got started in 1980 as an insurance captive for pest control companies

• The lines PestSure offers: general liability, automobile liability and physical damage and workers’ compensation

• How and why auto claims are getting dramatically worse and the market is getting tight

• Private equity's impact on auto claims

• How rear-end collisions are the most comment accident type for PestSure clients, and what they're doing to eliminate those with "cell free zones"

• The importance of a safety and loss prevention culture, avoiding novice drivers and the power of telematics programs

• Recommendations of scenarios to look out for related to pest control insurance and risk

  
  

Resources mentioned:

• PMP Industry Insiders Episode 86: How Captive Insurance Works

• PMP Industry Insiders Episode 138: How to Upgrade Your Safety Protocols

• PMP Industry Insiders Episode 158: Pest Insurance Market Update

• PMP Industry Insiders Episode 201: Avoiding a 'Nuclear Verdict'

• Todd Burke's contact information: Todd.Burke@alliant.com

Notable: "Even over the last six to eight months, the auto claims are getting worse." —Todd Burke

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